Economy and policy news

RBI Bites The Bullet: How High Can Repo Rate Go After Hawkish Pivot? Experts Decode

The MPC unanimously backed the rate hike and indicated that future policy action would either be a further hike or a pause, effectively taking rate cuts off the table in the near…

Monetary Policy

One financial dashboard: RBI to make bank, demat data viewable in one place

The RBI is set to make it easier for customers to access their financial information through a single Account Aggregator, even when their data is held across different providers.…

Why Warren Buffett considers interest rates key to stock valuations

RBI’s first repo rate hike in nearly four years highlights why interest rates matter for stock valuations, echoing Warren Buffett’s long-held view that higher rates can weigh on…

2 outletsMonetary Policy

'Individuals not covered': RBI clears air on new EDF framework, plans to issue FAQs soon

The central bank plans to issue FAQs to clear up confusion over the new reporting obligations.

RBI clears the air on new forex reporting rules: Framework does not apply to individuals

The central bank plans to issue FAQs to clear up confusion over the new reporting obligations.

India Can Afford 50 Bps Rate Hike Cycle In Six Months: Parag Thakkar

India can absorb a 50-basis-point interest rate increase over six months in two 25-point steps without disrupting economic activity, says Parag Thakkar of Fort Capital.

Pine Labs, CAMS, Moneyview, other fintech stocks rally up to 11% after RBI MPC move. Here’s why

Interoperable account aggregation could lower customer friction across fintech, but implementation and usage will determine whether Wednesday’s share gains translate into business…

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Between $100 Crude And 7.2% GDP: How Market Voices Read RBI's Rate Hike

Experts believe India's resilient growth story faces a triple threat from surging oil, sticky food inflation, and a stronger dollar.

Monetary Policy

RBI delivers timely, hawkish rate hike; 2 more on the cards: VK Vijayakumar

Further RBI tightening could reshape funding costs, lender margins and valuations across rate sensitive sectors, with policy guidance now central to market pricing.

RBI hike reinforces stock selection, not broad equity caution: Ajit Mishra

The policy shift may widen performance gaps within equities, making funding costs, pricing power and exposure to inflation more important for valuations.

Monetary Policy

Small MDR fee unlikely to hit UPI volumes, says RBI Governor Sanjay Malhotra on UPI-MDR charges from Oct 15

The fee may modestly improve payment economics without hurting demand, though merchant costs and the undisclosed allocation of charges remain key uncertainties for listed firms.

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'Dovish Hat Is Now Completely Off': DBS' Radhika Rao Says RBI's Rate Hike Cycle Has Begun

Rao said urban consumption could also face pressure as financial conditions tighten and inflation picks up. She expects price pressures to emerge across both the food and non-food…

Monetary Policy

RBI hikes rate, but analysts see shift to ‘calibrated tightening’ as bigger takeaway. How can this impact markets?

The policy stance may keep funding costs and valuation rates elevated, favouring stronger banks while challenging other rate sensitive shares.

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RBI Presser Live: No Liquidity Draining Measures Off The Table As It Is Expected To Remain Surplus

RBI MPC Meeting Live: Follow live updates on the repo rate decision, Governor Sanjay Malhotra's speech, key announcements and market reaction.

Monetary Policy

Pine Labs Stock Jumps 7% As RBI Allows Inter-Operability Among NBFC Account Aggregators

The rule may broaden customer choice and reduce data sharing friction, but implementation and adoption will determine the benefit to financial platforms.

Home Loan EMI Calculator: Impact Of RBI Rate Hike On Rs 15L, Rs 25L, Rs 30L, Rs 50L, Rs 75L and Rs 1 Crore Loans

Without the hike’s size or lender resets, the direction points to costlier housing credit, but the actual EMI burden remains unquantified.

Monetary Policy

RBI hikes repo rate: Your FD could pay more, but bonds may take a hit. What investors should know

Higher policy rates may improve returns on new deposits, while raising funding and valuation risks across banks, lenders and fixed income portfolios.

Monetary Policy

RBI sets up panel to deepen financial market engagement

A formal consultation channel may improve market functioning, but investor relevance will depend on whether discussions produce measurable operational or policy changes.

CGST To Go Faceless, On Income Tax Lines; Centre Plans Assessment Overhaul

A faceless CGST regime could improve consistency in tax administration, but market impact will depend on implementation details, coverage and evidence of fewer disputes.

RBI repo rate hike: Higher EMI or longer tenure? Which is cheaper for home loan borrowers?

The RBI’s 25-basis-point repo rate hike to 5.50% could push up borrowing costs for floating-rate home loan borrowers. But borrowers have a choice: absorb the increase through a…

2 outletsMonetary Policy

RBI turns hawkish; what does it mean fixed-income investors? Experts decode

Higher policy rates may pressure bond prices and rate sensitive stocks, while the yield curve and RBI guidance will determine the durability of the move.

Monetary Policy

RBI's action likely signals start of new rate-hike cycle: Ambareesh Baliga

Rate sensitive shares may face valuation and earnings pressure if geopolitical risks keep the RBI focused on tighter policy rather than eventual easing.

RBI allows Sebi-regulated depositories to include customer deposit details in statements: What changes for investors?

Unified views of deposits and investments may improve household financial visibility, while interoperability could reduce fragmentation across account aggregation services.

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RBI rate hike impact: Bank, NBFC shares rebound; Auto, realty trade weak

The split reaction suggests investors see near term margin support for lenders, but higher borrowing costs may weigh on credit dependent auto and property demand.

RBI MPC outcome: Experts see another 25-bps hike as inflation heats up

Tighter policy may raise financing costs across rate sensitive sectors, while the next move depends on inflation, RBI guidance and the strength of transmission.

Monetary Policy

RBI hikes interest rates by 25 bps: What next for the markets?

The rate increase puts bank margins and rate sensitive demand in focus, but guidance will determine whether markets price a longer tightening cycle.

Quarterly Results

RBI MPC: Gov Malhotra revises inflation forecast to 5.2% from 5% for FY27

A higher FY27 inflation path may keep Indian rate expectations cautious, with implications for lenders, borrowers and consumption sensitive equities.

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RBI Shifts Stance, Hikes Repo Rate For First Time Since February 2023 As Inflation Concerns Mount

Higher policy rates could pressure credit demand and rate sensitive shares, while bank margins will depend on how quickly loans and deposits reprice.

Monetary Policy

RBI MPC Decision Live: SBI MD Expects Credit Growth To Remain Strong After Repo Rate Hike

The rate increase raises funding and asset quality risks for banks, although SBI’s credit outlook suggests loan demand may remain resilient.

SBINMonetary Policy

RBI hikes repo rate by 25 bps: How will loans, EMIs, deposits, SIPs, investments be impacted?

The Reserve Bank of India (RBI) has increased the repo rate by 25 basis points (bps) to 5.50%, marking its first rate hike since February 2023. The move is expected to raise…

Monetary Policy