INDIA MARKET LENS
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Bajaj Finance raises FD rates by up to 40 bps; senior citizens can earn up to 8.15% on investments

Bajaj Finance moved higher with October 7 in focus.

7 Oct 2026 · Business Today Mkts

Bajaj Finance has revised its fixed deposit rates upwards by 15-40 bps, with the new rates applicable from October 7 across tenures of 12 to 60 months. The higher rates come as the company offers up to 7.75% for regular depositors and 8.15% for senior citizens on fresh deposits.

Dates in focus
October 7

Bajaj Finance reported movement of 8.15%, 7.75% and 40 bps. Those are the figures as filed — what moves the price is how they sit against what the market already expected, not their absolute size.

Against that, the stock is +0.7% on the day at ₹969.65, and has returned -7.3% over three months. It sits 16% below its 52-week high. The financial services sector has moved -8.6% over the same period, so Bajaj Finance is running 1.3 points ahead of its peers.

For Bajaj Finance, the question is how much of this is already reflected in the price and how much re-rates the financial services peer set alongside it.

  • The company directly in focus is BAJFINANCE.
  • Sector exposure: Financial Services.
BAJFINANCEFinancial Services